Trade credit — pay later on invoice

Every Displuno order is paid in full before shipment: online or by bank transfer against a proforma invoice. Businesses that want to pay later can apply here for trade credit.

100% payment before shipment. Until a decision is made and an agreement is signed, all orders are paid upfront. The decision is not automatic and may require security.

How it works

1. You fill in the application and upload your company documents.
2. We automatically check the company in public registers (VIES, VAT registers, company registers).
3. We assess the application together with our financing partner (factoring or credit insurance).
4. You get the decision by email: your limit and payment term, or what is still missing.

How many documents? Up to a 20,000 PLN limit, company details and register checks are enough. From 20,000 PLN: financial statements (or tax return), tax and social security clearance certificates (EU companies: register extract and financial statements). From 100,000 PLN: two years of statements, current results and a list of liabilities. Companies trading for less than a year move one level up.